Six Reasons you must have a Will!

1. Family Burden — Without a Will, at your death your family will have to
handle your personal affairs. Without a Will, this is very difficult.

2. Later May Be Too Late — If you fail to get your Will now, you may
never get around to it. . Death, or mental incapacity may strike at any
time, leaving you no opportunity for planning your affairs.

3. Family Protection — Your Will is a critical tool for making sure your
spouse and your children will be provided for properly. They may need the
assets in your estate to survive financially.

4. Family Harmony — A thoughtful Will reduces the risk of unnecessary
discord within your family.

5. Providing for Special Needs — Many families have some children who
will need specialist care and the finance to support this care.

6. Keeping Current — An out-of-date Will may direct your assets to people
you would not intentionally select, such as former spouses or distant
relatives. It is important to update your Will whenever your family situation
changes.
(Wills for Expatriates offer free Will changes for life when you take up the storage option for us to hold your Will safe. Click on download guide for more information)

Last Will

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Case One
My father Tom died almost 4 years ago in Dubai without leaving a Will. On his death his UK estate passed to his current wife, our stepmother. This was fine as she had said that she would distribute his assets equally between his children and herself. However she quickly became ill following our Fathers death and passed away before she could deal with the distribution of my fathers estate. We then found out she had not amended her Will since marrying my Father. This Will had been written when she was single and had only her children to consider. This Will therefore left the total of her Estate to her own children. People we did not even know! This resulted in my Father's Estate being left to step children he had never met, cutting his three natural born children out of the equation altogether.

Case Two
Stephen and his wife Suzanne were married, living in Spain with 3 children under the age of 10.  In April 1998 Stephen and Suzanne were killed suddenly in a car accident.  Neither Stephen nor Suzanne had written a Will. They died intestate.

The main problem, aside from the distribution of their UK assets was, as a will had not been prepared, Guardians for their children had not been appointed.  The children were immediately taken back to the UK and into care where they became the sole responsibility of the Social Services.   Suzanne's sister who lives in Spain had volunteered to take the children, however Social Services decided that the children would have a more stable upbringing in care in the UK even though they had been in school in Spain and had family there. Unfortunately to make matters worse the children were split up.

The money that Stephen and Suzanne left behind; life assurance, proceeds from the sale of their UK home and pension were taxed, giving rise to an inheritance tax bill of £203,000.   The balance, after funeral expenses, debts and taxes had been paid, was then placed in a trust for the future benefit of the children. The children remain the responsibility of Social Services until they reach 18 years of age. At this time any monies left in the trust fund will be given to the children.

Case Three
Clive and Diane had lived in Australia for 2 years.  They had property and assets in the UK and rented a home in Australia through Clive's company.  The couple had never married & Diane was 4 months pregnant with their first child.  On 9th March 2001, Clive did not return from work.  He had overturned his vehicle into a ditch and was killed instantly.  They had no Will.

It had been the couple´s intention to stay in Australia and build a life there for their unborn child.  Unfortunately, as they were not a married couple and nearly all of their assets were in Clive's name, Diane had to fight to get any of Clive's estate.  After 13 months Diane did manage to be allocated a small portion of the Estate for Diane & Clive's new born son, with the majority being distributed between Clive's children from his previous marriage.  This battle took time, money and caused a lot of undue stress to an already grieving, pregnant Diane.